Financial Health Check
Ten questions. Five minutes. An honest read on your business.
Rates up, wages up, insurance up. Work through these with a coffee — traffic-light scoring shows you where you're holding ground and where you're quietly drifting.
Your answers stay on this device. Nothing sent, nothing stored.
- Q1vs last quarter
Compared to last quarter, your revenue is…
Look at total sales this quarter vs the one before.
- Q2vs last quarter
Compared to last quarter, your gross margin % is…
Revenue minus cost of goods, as a % of revenue.
- Q3vs last quarter
Cash in the bank vs the end of last quarter is…
Just the operating account — not loans or drawdowns.
- Q4vs last year
Compared to the same month last year, revenue is…
Year-on-year removes seasonality noise.
- Q5vs last year
Compared to last year, your net profit % is…
What's left after everything — including your wage.
- Q6
Do you know your monthly break-even number?
The revenue you must hit each month to cover all costs.
- Q7
Invoices more than 60 days overdue?
Money owed to you that's aged past two months.
- Q8
Do you pay yourself a regular, budgeted wage?
Not leftovers — a planned amount, every cycle.
- Q9
Have you reviewed your prices in the last 12 months?
Costs have moved. Have your prices?
- Q10
If revenue stopped tomorrow, how long would cash cover costs?
Your operating runway.
Have a look at our DIY Financial Review — free to use, whenever you want.